Your home. Your future. Our expertise.
Whether you're buying your first home in Sydney, refinancing an investment property in Melbourne, or building your dream home in Queensland, we compare 80+ lenders to find the right loan for your situation.
Our brokers work for you, not the banks. No cost to you, lenders pay our fee.
Thousands
Australians helped
$1B+
Loans settled
80+
Lenders on panel
5.0★
Google rating
Indicative home loan rate examples
Variable Owner Occupied
Interest Rate
5.89%
p.a.
Variable Investment
Interest Rate
6.15%
p.a.
Fixed Owner Occupied
Interest Rate
5.69%
p.a. (3 yrs)
Fixed Investment
Interest Rate
5.95%
p.a. (3 yrs)
SMSF Variable
Interest Rate
6.29%
p.a.
Islamic Shariah Compliant
Interest Rate
6.09%
p.a.
Variable Owner Occupied
Interest Rate
5.89%
p.a.
Variable Investment
Interest Rate
6.15%
p.a.
Fixed Owner Occupied
Interest Rate
5.69%
p.a. (3 yrs)
Fixed Investment
Interest Rate
5.95%
p.a. (3 yrs)
SMSF Variable
Interest Rate
6.29%
p.a.
Islamic Shariah Compliant
Interest Rate
6.09%
p.a.
Indicative panel rates, current as at July 2026. Rates are subject to change and to lender credit assessment, and are not an offer of credit. Actual rates depend on the lender, loan purpose, LVR, loan amount and your circumstances. The information here is general in nature and does not take into account your objectives, financial situation or needs. A Secure Finance broker can compare current lender options for your situation.
Why Choose Secure Finance
Secure Finance has been helping Australians buy homes, refinance, invest and build wealth for over a decade. We combine personalised advice with advanced tools, real lender comparison and a commitment to protecting your financial future.
What makes us different
12+ years of finance and mortgage broking expertise across residential, SMSF, Commercial and Islamic Shariah Compliant finance.
AI-powered rate comparison through RateFinder to find the best rates. Also, through RateMonitor we ensure you continue to have the most competitive rates.
Your interests first, always. We negotiate on your behalf, not the bank's.
End-to-end support, from first assessment through to settlement and future refinancing.
What would your repayments be?
Chat with our calculator to get a quick estimate, then explore our full suite of Australian mortgage calculators.
Repayment Calculator
Online
Knowledge Hub
Your complete resource for home loans, mortgages, and property finance in Australia. Explore our comprehensive library across eight organised categories.
The Secure Finance Podcast
Conversations about Australian property, mortgages, and financial wellness
Understanding RBA Rate Decisions & What They Mean for Your Mortgage
Sakib Manzoor breaks down how the Reserve Bank of Australia sets the cash rate, the flow-on effects for variable and fixed rate borrowers, and practical strategies to prepare for rate movements in 2026.
Our Main Services
How We Work
Understand Your Goals
We start with a conversation to understand your objectives, borrowing needs and future plans.
Full Lending Assessment
We calculate borrowing capacity, repayments and eligibility across multiple lenders.
Rate Comparison & Strategy
Using our internal processes and RateFinder's AI-powered engine, we compare lenders and present clear, personalised options.
Application & Approval
We prepare, manage and negotiate the full submission on your behalf.
Settlement & Long-Term Support
We continue supporting you with annual loan reviews and long-term refinancing strategies.
Compare Rates with RateFinder
Real comparisons. Real savings. Real confidence. Our RateFinder engine scans lender pricing, loan structures and LVR tiers to show you genuine comparisons, not generic marketing rates.
Identify Savings
Instantly spot potential savings on your current loan
Compare Lenders
Compare major banks, non-banks and specialist lenders side-by-side
Spot Loyalty Tax
See if you're overpaying by staying with your existing lender
Repayment Impact
Understand how switching affects your monthly repayments
Personalised Review
Request a tailored assessment from an FBAA accredited broker
What Our Clients Say
Thousands of Australians trust us with their biggest financial decisions. Here's what they have to say.
"In 28 years of mortgages and property ownership, these guys are clearly the best I have dealt with. They bring solutions, not problems, and they make the seemingly impossible, possible."
Phil Young
Google review • Investment finance
"Jas made the entire process smooth, transparent and stress-free. He was always available to answer questions, kept me updated at every stage, and secured a loan perfectly suited to my needs."
Shan Warraich
Google review • Refinance
Join our thousands of satisfied clients
Our Experience in Numbers
Over $1 billion in loans settled since 2014
Serving clients across NSW, VIC, QLD, WA and SA
Access to 50+ lenders
Trusted by thousands of Australian borrowers
Thousands of successful homebuyers, refinancers and investors