WHERE TO START
Buying a Family Home or an Investment Property?
Looking to Purchase your 1st home?
Whether you are still searching for your ideal home, Secure Finance is here to guide you as you embark upon this new journey into homeownership!
Want a lower rate for your existing loan?
Better features or you simply want know if there is a home loan that better meet your needs? Review your Refinancing options with us!
HOW IT WORKS
How the process will take place
Step 1
Borrowing Capacity
To start we will assess your Borrowing Capacity and gather the required documentation. If you already have a property in mind and would like to apply for the loan at a later date, you may consider obtaining a pre-approval.
More DetailStep 2
Submit For Loan
Once you have obtained the Contract of Sale or would like to proceed with a refinance, our brokers will assist you to submit your loan application. If successful, you will receive an Approval or Conditional Approval from the lender.
More DetailStep 3
Approval
Once all remaining requirements are met, the bank will then issue a Settlement Letter in which the loan start date will be stated. And from here, you are now a homeowner with an amicable repayment plan.
More Detail
WHAT ARE YOU LOOKING FOR
We offer our expertise in various types of loans!
First Home Buyers Loans
Have your eyes on your first home? How much are you comfortable affording? Which loan works best for your financial standing? We are here for you!
Owner Occupied Loans
Buying a house for your own stay comes with lower interest rates as buyers are viewed as lower risk. However, your loan may come with restrictions from renting it out.
Investment Loans
Loans for Investment Properties generally come with higher interest, and you’d also be required to have a more credible financial standing to meet its requirements.
Refinance Loans
This is a new loan to take up (mostly with better rates and benefits) in replacement of your old or current home loan.
Construction Loans
An added feature to a construction loan, it allows you to stagger your payments to your builder once the agreed development stages have been met.
Guarantor Loans
Use a family member's property as security for a loan; this allows you to borrow more than the standard 80%.
Loans for Professionals
Certain line of profession offers you eligibility for an LMI waiver up to 90% - 95% of your home loan. Find out now if you qualify!
SMSF Loans
Did you know that you can use your retirement savings as a home loan deposit? It's time to get that dream house you always wanted!
Low-Doc Loans
Typically for self-employed borrowers where their home loan can be approved without the standard income documentation required.
HOW MUCH YOU CAN BORROW
Find out your borrowing power
our testimonials
What our clients say about us
Sakib is an absolute legend. He helped me with everything and saved me a ton of money. Would highly ...
I was introduced to Secure Finance by my brother and was welcomed as a valued customer. Sakib was ve...
We have been with Sakib & his team (Ajay and Gouthami) for a few years now and they are wonderful to...
92%
Loans Approved
$0B
Loans Settled
92%
Satisfied Clients
46+
Partner Lenders
LOAN CALCULATORS
Understand your financial capacity and loan margins
with our calculators
What is your borrowing capacity & which bank will lend you the most?
Work out how much tax you should be paying.
What fees will be incurred when you buy a house or land?
News
Be a part of our community
Subscribe to our newsletter!
Secure Finance is actively involved in our community and occasionally hosts events
for you to be more involved as well. Below are some things you can expect from our newsletters: